I hope these photos make it clear. If you have questions, don't be shy. Ask me. I read and reply to comments.
|Yes, besides editing, you can tag people.|
|As you can see, there's a very complete menu to choose from.|
|Choose the color you want, by clicking in the right spot. It can be changed if you don't like it. You can also choose fonts by clicking where it says Arial.|
|In this mode, you can move, shrink or enlarge the box that has your text..|
Don't be afraid to experiment.
PS The photos illustrating this aren't very clear/sharp, because I used my old camera. The phone was charging too far away.